Services

See the decision before you have to make it

Three engagements get you there. Start with what you need today and scale into a full finance function as you grow. Each is scoped to the decisions you need to make, not to a headcount or an hourly rate.

/ 01

Management Reporting

The monthly review that turns raw ledgers into a decision-ready picture of the business. This is the FS Pack, the model your reporting is built on.

  • Monthly P&L, margin and EBITDA breakdown
  • KPI dashboard tailored to you
  • Plain-English commentary
/ 02

Budget & Forecast

Forward-looking models so you can see the runway and pressure-test every big move first.

  • Rolling forecasts that keep the year ahead visible
  • Scenario & sensitivity planning
  • Cash-flow & runway modelling
/ 03

Fractional CFO Partnership

Ongoing, hands-on finance support. The finance partner in your corner for the decisions that move the business.

  • Process & controls setup
  • Board & investor reporting
  • On-call strategic guidance
The signature add-on

Strategic Financial Foresight

When a big decision is coming, Foresight models the futures your numbers point to and prices each one in cash, runway and margin. It is the signature add-on to the work above, not a fourth service and it has its own page.

Quantified futures

The futures your numbers point to, each priced in cash, runway and margin.

An early-warning dashboard

The signals to watch so you catch the turn months before it hits the bank.

Pricing

Clear pricing, scoped to the value

One delayed raise, one wrong hire or one cash crunch you did not see coming costs more than any engagement below. Each is priced at a fraction of the decision it improves.

Management Reporting (the FS Pack)

from €3 900
one-off model

Your numbers turned into a decision-ready model, so you stop guessing your runway and start planning it.

Fractional CFO Partnership

from €1 900
per month

Experienced finance judgment on the calls that move cash, runway and margin, month after month.

Strategic Financial Foresight

from €4 900
one-off study

When a big decision is coming, see the futures your numbers point to before you commit.

The natural starting point is Management Reporting on the FS Pack model. Budget & Forecast work runs on the same model, scoped inside the FS Pack or the Partnership. Foresight joins when a big decision lands. I scope the right mix on the intro call.

Built for growth-stage companies in Finland, Estonia and across the EU whose numbers now drive real decisions. If you only need bookkeeping or a one-off cleanup, this is not that.

Common questions

Everything you want to know before booking

What's the difference between this and a bookkeeper?

A bookkeeper records what happened. Managerial accounting explains what it means and what to do next. I sit above your bookkeeping layer, turning the numbers into decisions, KPIs and forward-looking models. It's built to work alongside your existing bookkeeper, not replace them.

Can you work with my existing bookkeeper or accountant?

Yes. This is exactly how the model is designed to work. Your bookkeeper handles the day-to-day ledger. I sit above that layer and turn the data into management reports, forecasts and insights. I coordinate directly with them during onboarding.

What tools do you use?

I work with whatever you already have: Xero, QuickBooks, Excel, Google Sheets. Onboarding is designed to slot into your existing stack, not replace it. I will confirm compatibility on the intro call.

What happens on the intro call?

It's a 30-minute conversation, no sales pitch. I look at where your finances stand today, what decisions you're trying to make and whether Klopp Finance is the right fit. You'll leave knowing where you stand and whether this is worth pursuing, whatever we decide.

How long is the minimum commitment?

I work on a monthly rolling basis with no lock-in contracts. The aim is that the reporting becomes integral to how you run the business, so you stay because it's worth it, not because you're tied in.

How quickly will I see results?

Your first clean management report lands within two weeks of onboarding. The real shift (feeling in control of your numbers) comes after the first monthly review, when the data starts telling a story you can act on.

What is a fractional CFO?

A fractional CFO is an experienced finance leader who works with you part-time, on the decisions that move cash, runway and margin. You get that judgment when the big calls land, scoped to what you actually need.

When does a company need a fractional or interim CFO?

Usually when the numbers start driving real decisions and a bookkeeper is no longer enough, but a full-time CFO is not yet justified. Common triggers are raising capital, scaling across markets, tightening cash or preparing for a board that wants forward-looking answers.

How much does a fractional CFO cost?

Pricing is value-based and fixed per engagement, scoped to the decisions you need to make and agreed with you on the intro call. You are paying for better financial decisions, not for hours or a headcount.

What is included in CFO advisory services?

Typically monthly management reporting, cash runway and forecasting, KPI dashboards, budget versus actual, board-ready insight and Strategic Financial Foresight scenario planning. The exact scope is shaped around the decisions you need to make.

Can a SaaS company outsource financial leadership?

Yes. Many growth-stage SaaS and technology companies bring in a fractional CFO when the finance function needs to step up but a full-time hire is not yet the right call. You keep your bookkeeper for the ledger and add experienced judgment on top for the decisions that matter.

Ready when you are

Let's scope the right engagement.

Book a 30-minute intro call. We'll look at where your finances stand today and which engagement fits the decisions in front of you.

30 minutes · Straight talk about your numbers