Short, useful writing from the work itself, on scenario thinking, management reporting and multi-currency finance. Written for founders of growth-stage companies in Finland and Estonia who already live with these numbers. Depth over volume. New pieces are added here as they are written.
Each theme comes from the work itself. Until an article lands, each card carries the core idea and points to the page that goes deeper.
A single forecast plans for one future and hopes it arrives. The useful question is not what will happen but what each realistic future would do to your cash, runway and margin. Price them side by side and the decision usually makes itself. See the Foresight page.
An annual budget is out of date the month it is approved. A rolling forecast moves the horizon with you, so every month you see the next twelve rather than the rest of the calendar year. The report worth reading answers one question: what changed and what do we do about it. See the Services page.
Currency risk rarely shows up as a loss on one line. It leaks a point of margin here and a mistimed conversion there, until the year is short by real money. A simple FX policy (who converts, when, at what threshold) recovers most of it. See the reporting work on the Services page.
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