Klopp FS Pack · The 3-Statement Financial Model

The financial model that becomes your numbers engine.

The Klopp FS Pack is a complete three-statement financial model of your company. P&L, balance sheet and cash flow in one working Excel model, built on your actuals, with a driver-based forecast and built-in checks. You own the model.

3-Statement Model › Structure Sample output
Actuals your history Drivers assumptions P&L Balance sheet Cash flow Checks balance ✓ cash ✓ integrity ✓
Your actuals Driver layer Three statements
Who it is for

For decisions that have outgrown the bookkeeping

Founders and finance leads of growth-stage companies whose decisions have outgrown the bookkeeping: a raise ahead, a bank conversation, planning season or a board that wants forward-looking answers.

Not for pre-revenue companies and not a replacement for bookkeeping or audit. If you need the monthly cadence run for you, that is the Fractional CFO Partnership.

The bookkeeping is correct but the forward view is missing.

Most growing companies run on a P&L export and a bank balance. The three statements never meet, the forecast lives in someone's head and every big decision starts with rebuilding the numbers from scratch.

A bank or investor asks for a model

The conversation needs three statements that meet and a forecast you can defend.

Planning season arrives

The annual plan needs a model that connects P&L, balance sheet and cash flow.

A decision lands that the spreadsheet cannot carry

When the current file cannot answer it, the FS Pack builds the engine that can.

What is in the product

A standard core, configured to your company

Every FS Pack is the same defined system underneath. Configuration means selecting from defined options, not reinventing the work from zero.

/ 01

Required inputs

Your financial statements for the last two to three years, monthly actuals from your bookkeeping system, your jurisdiction (Finland or Estonia) and one working session on assumptions. The onboarding checklist names every file.

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The standard core

Three integrated statements with annual and monthly layers, a driver-based assumption layer, jurisdiction tax logic for Finland or Estonia, working-capital schedules and a built-in checks system that verifies the model balances.

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Configured modules

Jurisdiction, first actual year, sector revenue logic, monthly-layer depth, driver sensitivities and an IFRS filter where a company reports under IFRS.

The method

The Klopp modelling method

Map your actuals, calibrate the drivers from your history, integrate the statements, then pass every built-in check before handover. The method is documented and the same for every build.

01

Map and calibrate

Your actuals are mapped into the model and the drivers are calibrated from your own history, not from generic benchmarks.

02

Integrate the statements

P&L, balance sheet and cash flow are built as one integrated engine with annual and monthly layers.

03

Check and hand over

Every built-in check must pass before handover: statement integrity, balance checks and the monthly-layer controls.

A structured method, not a gut-feel forecast.

What you walk away with

The model and the views it powers

The working model itself plus the views it powers: forecast years, cash runway, margin analysis and working-capital position.

/ 01

Implementation

An onboarding data request, the build and calibration on your actuals, then a handover walkthrough with a written guide. You end owning a model your team can run. The full build path is on the How it works page.

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Cadence

A one-time build. An optional annual refresh keeps the model current at planning season.

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Boundaries

The FS Pack ends when the model passes all checks and is handed over. It does not include bookkeeping, audit or tax filings. Running the monthly reporting cadence on the model is the Fractional CFO Partnership.

Quality assurance

Ships only when every check passes

The model ships only when every built-in reconciliation check passes: statement integrity, balance checks and the monthly-layer controls. A senior delivery review closes every build.

From €3 900, fixed per configuration and agreed before the build starts. You pay for decision infrastructure, not for hours.

Proof

Product proof first

The proof is in the architecture: three integrated statements with annual and monthly layers, jurisdiction tax logic for Finland or Estonia, working-capital schedules and a checks system that must pass before handover. The model view above is a sample output with sample data, watermarked as such.

Designed and built by Ranar Klopp from years of cross-border corporate finance and controlling. See the full proof

Klopp Finance is a young company. Early FS Pack clients get direct founder attention on every step of the build. Client results will be published as the first deliveries complete. Nothing on this page is a claimed customer outcome.

Next step

Find out if the FS Pack fits

A 30-minute call to find which product fits the decision in front of you. If none does, you will hear that on the call.

Fixed per configuration · You own the model · Senior-led delivery