Klopp Finance builds three products: the financial model that becomes your numbers engine, the monthly CFO cadence that runs on it and the scenario method for the decisions ahead. Each has a standard core, configured to your company. Each is priced to the decision it improves, not to a headcount or an hourly rate.
The 3-Statement Financial Model. A complete three-statement financial model of your company, built on your actuals and delivered as a working Excel model you own: P&L, balance sheet and cash flow with a driver-based forecast and built-in checks.
A monthly financial leadership product: management report, variance commentary and a senior working session, delivered on a fixed monthly cadence with defined outputs.
A structured scenario method that prices the futures your business could face in cash, runway and margin and leaves you with the early-warning signals that show which one is arriving.
| Klopp FS Pack | Fractional CFO Partnership | Strategic Financial Foresight | |
|---|---|---|---|
| The job it does | Builds your numbers engine | Runs your monthly finance cadence | Prices the futures before a heavy decision |
| What you get | A three-statement Excel model you own, with driver-based forecast and built-in checks | A monthly management pack, variance commentary and a senior working session | A quantified scenario set, an early-warning dashboard and a decision workshop |
| When to buy it | A bank or investor asks, planning season, no reliable model | The numbers drive real decisions but no one senior owns them monthly | A raise, an expansion, a pricing call or a market shock ahead |
| Cadence | One-time build, optional annual refresh | Monthly | One study, optional Retainer add-on |
| Starts from | €3 900 | €1 900 | €4 900 |
Each product stands alone. Together they compound: the FS Pack builds the engine, the Partnership runs it monthly and Foresight uses it to price the futures when a heavy decision lands.
One delayed raise, one wrong hire or one cash crunch you did not see coming costs more than any product below. Each is priced at a fraction of the decision it improves.
Fixed per configuration and agreed before the build starts. You pay for decision infrastructure, not for hours.
A fixed monthly cadence with defined outputs. The configuration and the price are agreed before the first month starts.
One study per decision, fixed per configuration and agreed before the study starts. An optional Retainer add-on keeps the signals watched.
The natural starting point is the Klopp FS Pack. Budget and Forecast work runs as a Partnership module on the same engine. Foresight joins when a heavy decision lands.
Built for growth-stage companies in Finland, Estonia and across the EU whose numbers now drive real decisions. If you only need bookkeeping or a one-off cleanup, this is not that.
Productized does not mean impersonal and it does not mean software. Each Klopp product is a defined system: a standard core that is the same for every client, configured modules that adapt it to your company and a documented method behind both. Configuration means selecting from defined options, not reinventing the work from zero. You get the reliability of a product and the judgment of a senior finance professional delivering it.
Every Klopp product runs through a defined quality system before it reaches you. The FS Pack ships only when its built-in reconciliation checks all pass. Every monthly pack and every Foresight study goes through a delivery checklist and a senior review. Quality lives in the product system, not in memory or goodwill.
A bookkeeper records what happened. Klopp products turn those records into the forward view: a financial model you own, a monthly management pack and priced scenarios. They are built to work alongside your existing bookkeeper, not to replace them.
Yes. That is how the products are designed. Your bookkeeper handles the day-to-day ledger. The products run on top of that layer and turn the data into the model, the monthly pack and the scenario views. Onboarding includes direct coordination with your bookkeeper.
Whatever you already have: Xero, QuickBooks, Excel, Google Sheets. Onboarding is designed to fit your existing stack, not to replace it. Compatibility is confirmed on the product-fit call.
It is a 30-minute call, no sales pitch. You talk through where your finances stand and the decisions in front of you, then check the fit against the three products: the Klopp FS Pack, the Fractional CFO Partnership and Strategic Financial Foresight. If none fits, you will hear that on the call.
The Klopp FS Pack and a Foresight study are one-time products. The Fractional CFO Partnership runs on a monthly cadence and renews month by month. The aim is that the monthly pack becomes part of how you run the business, so you stay because it is worth it.
Our commitment: your first management report within two weeks of onboarding. The forward view builds from there as the monthly cadence turns each close into decisions.
A fractional CFO is an experienced finance leader who carries the CFO role for a company that does not need a full-time hire. At Klopp Finance that role is delivered as a product, the Fractional CFO Partnership, with a defined monthly cadence and defined outputs.
Usually when the numbers start driving real decisions and a bookkeeper is no longer enough, but a full-time CFO is not yet justified. Common triggers are raising capital, scaling across markets, tightening cash or preparing for a board that wants forward-looking answers.
At Klopp Finance the price is fixed per configuration and agreed before the work starts. The Fractional CFO Partnership starts from €1 900 per month. You pay for better financial decisions, not for hours or a headcount.
The Klopp FS Pack includes a complete three-statement model with a driver-based forecast and built-in checks. The Fractional CFO Partnership includes the monthly management pack, variance commentary and a senior working session, with KPI Dashboard, Cash Runway Pack and Budget and Forecast available as modules. Strategic Financial Foresight includes a quantified scenario set, an early-warning dashboard and a decision workshop.
Yes. Many growth-stage SaaS and technology companies bring in a fractional CFO when the finance function needs to step up but a full-time hire is not yet the right call. You keep your bookkeeper for the ledger and add the Partnership's monthly cadence on top for the decisions that matter.
A 30-minute call to find which product fits the decision in front of you. If none does, you will hear that on the call.
